@RightCoaster oh I think you have a nice bubble, it’s just not most peoples
@saillakeerie I agree and do think kids can understand it. S17’s precalc teacher had them do a full college budgeting exercise over winter break. They had to pick a real school with real costs,use their own financials to figure out how to pay for school. If the kids were lucky enough to have parents that could be full pay, they had to create a scenario where that wasn’t the case. It was very eye opening to S and really forced him to consider how much skin he had in the game. I think it is important for kids to have some. Maybe not much, but some.
@mommdc yes, if you can. In some cases though, desired programs may not be available at a lower price. I also wouldn’t compare Pitt to say a low/non ranked directional that didn’t offer a particular engineering discipline or have a pharmacy school but might be all someone could afford or get the right kind of merit from. I care far less about name and rank than I do about program fit and paying for the right education for the desired field versus just any degree. That doesn’t mean it has to be the “top” in that area but that it should at least provide most of what the kid wants if not all. I do care about graduating on time statistics though! lol.
@nw2this I think that is reasonable. Our approach is similar, if S chooses a non financial safety but one that is doable with loans on his end (based on the federal max at most) and summer work, he can make that choice. If I feel it is worth a small extra stretch on our end, based on the total options, we may do that.