Grad school is very similar to undergraduate, only less Pell grant money. My undergraduate was $25k with loans. Graduate school was double the cost of my undergraduate for an in-state university in Texas. I ended my masters degree with another $25k in Stafford loans. The $50k in loans was well worth the money. I had to switch my career to computers. After 4 years, I’m at a place where I can manage my payments. That’s as a mostly one income family with a modest house and a car payment. In about 2-3 years, I’ll likely be close to a 6 figure salary.