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<p>M2CK’s post above fails to address this concern. The OP is not complaining that her business expenses were added back in to reach her “true” income . . . she’s just trying to figure out how her cell phone & car expenses ended up being valued at $80,000!</p>
<p>And I think the explanations of Emory’s institutional methodology in post #16 show that this isn’t actually what happened. Emory makes it clear that not all families with income below $100k qualify for the cap. “Assets . . . family size, home equity, and other factors” are also taken into account. In this case, both husband’s business income and the family assets likely contributed to Emory’s determination that the OP’s family was ineligible for the cap.</p>