<p>I’m sure that I came to the right place. I’m looking for some book suggestions on personal finance. Not so much on investing but the basics first and of course, must be straight forward. Thanks for any ideas!</p>
<p>I saved this one in my Amazon wish list, based on reading some really favorable reviews of it. I think Suze Orman is a lightning rod for some folks; I have no position on her whatsoever, but the book sounded on target:
[Amazon.com:</a> The Money Book for the Young, Fabulous & Broke: Books: Suze Orman](<a href=“http://www.amazon.com/gp/product/1573222976/ref=wl_it_dp?ie=UTF8&coliid=I39N7MK0GA9FZJ&colid=2L6N5XO2HFZG2]Amazon.com:”>http://www.amazon.com/gp/product/1573222976/ref=wl_it_dp?ie=UTF8&coliid=I39N7MK0GA9FZJ&colid=2L6N5XO2HFZG2)</p>
<p>How to Have More Than Enough by Dave Ramsey?
I listen to his show on XM radio off and on. I know LOTS of older twenty somethings who are listening to him because they didn’t get his advice to begin with and are already dealing with major credit card debt.
His basic idea is that if you can’t afford to pay cash for it, you shouldn’t buy it. Not investing advice but more hard core.</p>
<p>I would like to add an edit to my previous post: Dave Ramsey is a pretty hard core Christian, I don’t know if that will offend some. I am not a very religious person, I just like his no nonsense attitude about money and how to stay out of trouble with it.</p>
<p>I like Jane Bryant Quinn’s books. Her latest is: [Smart</a> and Simple Financial … - Google Book Search](<a href=“Smart and Simple Financial Strategies for Busy People - Jane Bryant Quinn - Google Books”>Smart and Simple Financial Strategies for Busy People - Jane Bryant Quinn - Google Books)</p>
<p>found at used goodwill stores and other charity outlets: Personal Finance for Dummies. However, it is too dumbed down for 30+ yr olds. But probably just right for young people just starting out in a busy life style.</p>
<p>This is a foundational piece. Classic. Summarized on link.</p>
<p>[The</a> Seven Laws of Money](<a href=“http://www.chebucto.ns.ca/Commerce/RATNA/june2.html]The”>The Seven Laws of Money)</p>
<p>The title explains it all:</p>
<p>[Generation</a> Debt](<a href=“http://www.anyakamenetz.com/gd-about.html]Generation”>http://www.anyakamenetz.com/gd-about.html)</p>
<p>It is written by Anya Kamenetz, a recent Yale graduate. I have not read the book, but Anya also writes for Yahoo Finance, and I read her column often. She has some good advice for the young folk, and she is probably one of the best Yahoo Finance writers.</p>
<p>My personal advice: Never spend more than you earn, and always sock away some of what you earn. Do not read Yahoo Stock message boards, invest in the technologies you understand. My best investments were always in biotech.</p>
<p>And if you want more than just financial advice, since you are a newlyhired college graduate enetering the corporate world, you might find a book written by Robert I. Sutton very helpful in the advancement of your career. CC will not let me post the title, but just Google this Stanford professor’s name. I believe the advice given in that book saved me thousands of dollars on future health care bills and prolonged my life by several years. And my new job pays better, too. :)</p>
<p>I just want to second what someone above said about Dave Ramsey. My son and his new wife are completing his “Financial Peace University” classes and they are so excited (yes, excited) about saving and staying on a budget. Yes, this guy is a Christian, but his advice is evidently very motivational and useful.</p>