<p>Let’s see. Maybe you could start with lowering your college standards. </p>
<p>There is absolutely no reason you can’t find a local community college that you can commute to for well under 8,000 a year even with out of state tuition. </p>
<p>South Florida Community College offers out of state tution w/room & board for only $13,583. Far less than the 27,000 you quoted. </p>
<p>See… I just saved you $53,668 in loans over the 4 years just by looking at one cheaper option. </p>
<p>I bet if you look hard enough, you can save even more. ;)</p>