@soxmom, I agree with everything in your through analysis, and I also understand and respect your conclusion (if I am right) that the new actions are entirely or mostly not for the money.
Yet, with the understanding, the actions still seem more, if not most, motivated by the money. That’s my personal opinion. I acknowledge that I might be too cynical, though I don’t see me that way.
Nonetheless, I can’t see how these past crimes and current actions should affect the current applicants as @iamlucky claims that they should.