<p>I wouldn’t recommend LifeLock :D</p>
<p>[Fraud-prevention</a> pitchman becomes ID theft victim - CNN.com](<a href=“http://www.cnn.com/2008/CRIME/05/22/lifelock.flap.ap/index.html]Fraud-prevention”>http://www.cnn.com/2008/CRIME/05/22/lifelock.flap.ap/index.html)</p>
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<p>My daughter’s identity was stolen. We found out last year when she received a letter from a collection agency claiming she owed over $800 from an overdue credit card account she never had. She is still dealing with this issue. Although we eventually were able to clear this account after much hassle , she is still in the process of disputing a few other fraudulent accounts for the second time. We had the police at our home to file a police report, put a fraud alert on her accounts, and are in process of trying to convince creditors that she is not the one they are looking for. </p>
<p>I would highly recommend that all students obtain a free copy of their credit report every year, at the minimum, and consider paying the fee to check it more frequently. Once accounts have been opened in your name, it’s very difficult to prove that they don’t belong to you if your Soc. Sec.# was used when they were opened. Getting them removed from your credit report is even harder because the credit bureaus will not remove the accounts from your report unless the creditors themselves tell them to. You would not believe how many hours we’ve spent making phone calls and writing letters to fix this problem. It is especially difficult if your kid is across the country, busy with school, and neither the creditors or credit bureaus will talk to a parent.</p>