Property insurance for kids stuff in the dorm and dropping a new freshman from my auto policy?

My son moved to NC last year and just recently was able to get an appointment to get his NC drivers license. We had a long discussion over the fact that he had to prove insurance coverage since not everyone who gets a license even owns a car. Then they wouldn’t take just the insurance card, he needed a copy of the declaration page showing his name. Which he didn’t have because he’s temporarily using one of our cars.

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