background - my elder kid (us citizen) is applying for fall 2026 UG. currently we are in south east asia.
we are trying to calculate affordability and other financial questions, hence the question here for other experienced parents.
family income : 150K (file US taxes regularly)
saving : 250K
other investments : 250K
real estate (primary) : 100K (no mortgage)
given this, our budget is around 20K/year (rest is either loans or aid) - though our income is high, we do have other business related expenses etc, so we can’t afford more.
in this case, when filling the college application, so i indicate this as 20K/year (or 80K/4 years) or should i disclose our saving+investment (which is 250K+250K=500K)