<p>If I have savings accounts that don’t show up for any reason on my tax return, would they be discovered during a verification process? Do banks report accounts by ss# to the dept. of treasury, or would a search of my ss# unearth a savings account?</p>
<p>Are you asking if you will be able to get away with committing fraud?</p>
<p>Banks report interest on a 1099 which is provided to the IRS. A ballpark estimate of the account’s value can be arrived at based on the amount of interest reported on the 1099.</p>