<p>The most affordable school is going to be your state school. Costs go up quite a bit for out of state or private schools. For example, I go to an out of state med school and it costs about $60,000 a year (including room/board, etc.). Its quite a bit less for the in-staters.</p>
<p>As for paying off loans… well the loan market is going through some interesting times, especially for med students. While there used to be deferrals during residency, there is now “income-based payments” or something like that. I don’t really know that much about it yet - hopefully someone more knowledgeable will be along to answer.</p>