<p>If you have a debit card do you get charged for every time you use it? Are there any fees to pay even though it is linked to your checking account. And if you have a checking account you will get a debit card, am I right?</p>
<p>I don’t get charged every time I use it. My debit card is linked to my checking account, and money is transferred to my checking account through my savings account, manually. If I overdraft my checking account, I get charged $33 per a time.</p>
<p>I used to get charged 25 cents anytime I used my debit as a debit (meaning anytime I had to enter my pin for a purchase). If I used it as credit, there was no fee. They thankfully eliminated that policy last summer. There was no fee for ATM transactions that used a PIN, only purchases that use a PIN</p>
<p>Okay thank you I ams sure the bank representative will be able to help me further.</p>
<p>Yet another problem that could have been averted had you read the paper before you signed it.</p>
<p>636</p>
<p>I’m not charged anything for using mine. it’s just through my checking account.
it could be if you’re trying to withdraw cash using another bank’s ATM though.</p>
<p>Don’t waste your time with debit cards - get a credit card!</p>
<p>And most places don’t charge for debit card use, but some will charge a “fee”.</p>
<p>You don’t need a credit card. It takes discipline to not take a credit card and spend to you limit because it seems like “free money”. If you do max it out, you may find that you can’t pay it all off. Then you’ll get hit with interest charges, some as high as 17 or 18%, and it will take forever to pay for all the stuff you bought because “you had to have it” right then and there. With a debit card, everything is paid for right away. </p>
<p>My bank was very up front about the fact that there is a small fee for chosing debit over credit when using my card. I always do credt. I don’t want to be putting out my pin number when I’m using my card somewhere anyway. Do credit :)</p>