<p>We are looking to refinance. Any recommendations for banks. How are internet banks?</p>
<p>Thanks</p>
<p>I like TD Bank, their rates seem pretty competitive and are all zero points.</p>
<p><a href=“Inactive Site”>Inactive Site;
<p>I personally prefer a bank having an office we could walk in. </p>
<p>We just locked in a 3.00% refin with $300 total fee. I will PM you the name of the bank.</p>
<p>We tried with Citi a yr. ago, our situation was too complicated. Are restarting the process and it seems like money is moving again… but they have gone from the EZ doc loans ( no verification on anything) to the other extreme. Be prepared. Being self employed and having rental properties - even tho they are completely paid for and cash flow - had made it nearly impossible for us. We have a mortgage on our home because of the deduction.
But, the big picture is that the big banks seem to be lending again.</p>
<p>
Why not post it?</p>
<p>Provident funding is for those with good credit history.</p>
<p>Yes, please post bank name. 3% is a great rate.</p>
<p>I’m not looking for private messages or offers to refinance. I would like to know other people’s experiences with current refis. Thanks</p>
<p>I just refinanced with Flagstar bank and got a great rate.</p>
<p>3% for what? 30-year or 15-year. Provident funding has 2.875 for 15 years(I believe 0 points/0 cost).</p>