You can’t borrow $24,000/year, so I’d take RIT off the list. If your twin is looking at borrowing that kind of money for CU Boulder that should come off the list too.
You’re NYS residents who qualify for the Excelsior (free tuition at a SUNY) Grant, right? Both of you should be looking into the SUNY system. Your parents likely won’t qualify for ~$50k/year in loans, so you should find options that won’t require that kind of debt.