<p>[Financial</a> Service: Genworth Financial Service & Insurance Provider](<a href=“http://www.genworth.com/content/genworth/www_genworth_com/web/us/en/home.html]Financial”>http://www.genworth.com/content/genworth/www_genworth_com/web/us/en/home.html) is a reputable LTC company. LTC insurance is expensive. I heard it explained that 50% of people who buy LTC actually use it as opposed to car and home insurance that often doesn’t ever pay you as much as you put in.</p>