<p>I’m an international applying to several need-aware schools, so i’d like to raise my EFC as mu7ch as possible. my family will take out a loan of about $18k, but i’m not sure if i should subsume it under “family savings” (technically the loan WILL go into the savings account) or just state it as loans. </p>
<p>i want to increase my EFC as much as possible to increase my chances. what to do?</p>