I’m a big believer in retirement savings and agree that FOR ME, outliving my money would be a terrible outcome.
But truly- folks on CC must not understand what it really means to be middle income/middle class if retirement savings is a reason you feel strapped. We live in a country where a significant percentage of people could not handle a $750 car repair (we’re talking about the car that gets them to work which puts food on the table and keeps a roof over their head). Being able to “worry” about retirement savings, funding an elite education, etc. is truly a marker that you’ve passed out of the middle class- congratulations!
Perspective, people.