We have struggled with this same issue. Unfortunately, we visited schools we could not afford early on and then had to backpedal after running the numbers. Lesson learned. Round two, we looked at schools that shared attributes with schools that she “loved” (Brown, Vassar) where she has a reasonable chance of merit scholarships that would bring us to a figure we could manage (Oberlin, Macalester) or reaches where there is at least the theoretical chance of merit aid, however slim (Wash U). And we found a public safety that is not high prestige but that she genuinely likes.
Have her make a list of the qualities that are most attractive at her “dream schools.” Then look for schools that are similar that offer merit aid for her GPA/test scores. Keep UF as a safety (a great public university) to cover her bases.
She might want to take a look at Case Western. Make sure to “show interest” if she decides to apply.
Finally, once on campus, most students come to love their college and perhaps in a more enduring way than the “love at first sight” that can happen after a positive campus visit.