Should I apply ED to Fordham?

Hi! I am an up and coming Senior from NJ and I am very interested in attending Fordham University in the Fall of 2016. However, I need as much money as possible as I have two other siblings who both attend Catholic school and my parents cannot afford to pay the full price of tuition at Fordham. I was wondering if it was better to apply Early Decision to Fordham, versus Early Action, in the hopes that I would get more money by doing so. Does anyone have any suggestions as to which I would get more money? Any and all comment would be greatly appreciated!

Also, I’ll attach my stats below so you can get a better feel of what kind of student I am:

White
Female
Middle class

Applying for:
Major: History

Minor: Theatre

GPA: weighted: 4.05
AP’s: 6
APUSH Score: 4. AP Eng. Lit. Score: 4
SAT: 1970 (I know it’s not the greatest, I plan on re-taking the SATs in October)

Upcoming Senior Schedule:
Forensic Science
AP Biology
Honors Select Chorus
Honors Spanish 4
AP Human Geography
AP Psychology
AP English Lang.

EC:
Jobs: Referee K-2nd graders (for one fall season), currently a Lifeguard at a day camp for one full Summer (working approx. 40 hours per week), currently a Hostess at a restaurant during the fall/winter/spring

Volunteer Service: Set up and take down of Senior graduation, set up and take down of 8th grade graduation, worked the Senior dinner night at my school, was a Tour guide for 2 Open Houses at my current High school, I am a member of my school’s Key Club (we do volunteer services), and a member of my school’s Habitat for Humanity program, I helped with the set-up and take down of my town’s Relay for Life walk (for 2 years in a row), I volunteered to do Stations of the Cross at my Church, I helped out with my school’s 8th grade theater production for 2 years, I participated ina walk to raise money for starving children in Ethiopia, I am a member of my School’s Select Chorus and we volunteer to sing at Funerals as well as community events, I aided in my school’s Book Swap (brought books and supplies to different teachers), I also volunteered at a MS Center to aid in the organization of an MS Event, and I also recently did a run to help find a cure for MS.

Extracurricular Activities: I played on a travel soccer team my Freshman year, my Sophmore through Junior year I switched to a different travel soccer team (I was a starter on defense), I also play Soccer for my High School team (I played 2 years on JV and 2 years on Varaity), I played Basketball for my school my Freshman year of high school, I have done all of my school’s shows (we do about 2 a year, one drama and one musical), I was in my local college’s Equity production, I was a member of my town’s Theater program for 8- 18 year olds for 5 years (in which I received many lead roles), and I have been taking Voice lessons for 7 years.

Awards/ Certificates: Book Award ( I was awarded a Scholarship to a college for my academic achievements), I have my Lifeguard Certification, I also have my Basic Life Support Certification, I am going to be one of the head counselors on a Christain retreat I am going on in the Winter, I also received an Academic Award from my school for my improvement in my math class

Skills/ Achievement: I am a member of both National Honors Society, as well as Spanish National Honors Society

Athletic Achievement: I played on JV for 2 years ( the second year I was the Captain), now I am on Varsity for my second year

Leadership: One of the Head Counselors for a Retreat in the winter, Head Producer for my school’s play organization (an executive staff leadership position), was selected to attend a retreat run by adults from our school (on,y a select few are asked to go), Selected to go on a Leadership Retreat outside of school ( only 5 people from our school were selected to go), and I was the Captain of my JV Soccer team.

The general rule is that if you need to compare financial offers you should not apply anywhere ED. I’d suggest applying non-binding EA.

Go to the Fordham forum and check for similar stats and what they got for FA. I think the consensus is that FU is less than generous. As Happy1 says, it sounds like you need to compare offers. My DD applied EA to Fordham with 3.86 UW GPA and 2180 SAT. She got in and got merit aid. Our EFC was around $15K, yet FU left us with $30K to pay. Hope this helps.

Let’s think about this. Who would get offered more $? Someone who already agreed to attend if the Financial Aid was “good enough” or someone who will be comparing bottom line costs with other schools? Don’t apply ED. Are you looking at any NJ Public Us?