I would study carefully the information Rice is making available about the steps it will take to keep everybody safe, participate in any town halls they offer, etc. That will help you decide if you would be comfortable living on campus rather than at home. It sounds like you are the kind of student who would benefit from being in a residential college and having other students to study with and otherwise interact with. As I recall the residential college system at Rice, there is a faculty member who is assigned to each college and actually lives there. That should provide some additional level of comfort. Also, although Rice is in the middle of Houston, the campus itself is kind of self-contained.