You can do two for both CSU and UC but three would be better and give you more flexibility - help you reach into higher tier UCs.
What’s the block ? In many ways, I’d move it for French. Taking a year off isn’t palatable.
How many sciences will you have b4 graduating if you don’t take AP this year ? You need two but like language, three is better.
Does the photo design cover your fine arts requirement ?
As for business, your options at UC are limited since few offer it so - it’s likely ok - you’ll find a home and I don’t know your overall profile - but it may not be the UC / CSU home you want.
You needn’t match an AP or activities to a major.
I’d figure out how to take French, especially since it sounds like Physics is out of your wheelbase, but you’ll likely have a shot at UCR or some CSUs at a minimum. Or OOS schools like ASU or U of A with enough merit to get costs down.
So you plan to take the SAT/ACT? That can help if you pivot to non CA state schools.