So when do we apply for loans?

<p>The loans listed in our financial aid awards. Thanks.</p>

<p>Before school starts, I don't remember exactly when. You'll usually need to take an online course on responsible handling of finances and sign a form. The loans are then processed and funds released to Duke sometime during the start of the semester. </p>

<p>There might be a few other things but I remember that's all I did.</p>