<p>But Zooser…it would not be your husband’s money at all if you just put aside some of YOUR earnings each pay period for this instrument over the next three years. If you put it into something like a Roth IRA, you can have it both ways…goes towards retirement OR you can use it to buy that instrument.</p>
<p>You would NOT be touching your “husband’s” money by saving some of your own earnings.</p>
<p>Whatever works for you…it’s fine.</p>
<p>It’s great that he has this dream and that you don’t want to burst his bubble, as long as you realize that you are entitled to have a voice in this - it’s your life, too. What happens if he doesn’t come around and spends the next five years thinking that you two will be living separately, indefinitely. Wouldn’t it be better to speak openly and come to a compromise at some point? I can understand tabling the discussion for now, since it’s five years away, but I wouldn’t let him think you are fine with the idea of living apart if the truth is that you really aren’t.</p>