<p>As part of a very generous financial aid package, my son was awarded a Stafford (1/2 subsidized, 1/2 not) which he has decided to take. We received a list of preferred lenders but are free to use anyone. One of the lenders is my bank and we would like to use them. When I click on apply, it reroutes me to HESC.org which is a state of NY guarantor of student loans. My son’s school is in NY. I am trying to understand the process–tried to call the bank and got put on endless hold. Do I just fill out the promissory note on the HESC website and specify the lender I have chosen? Or do I fill out another application with the lender as well?</p>
<p>Any insight is appreciated. Thanks!</p>