<p>Does anyone know whether Stafford loan can be changed from subsidized to unsubsidized due to an increase in income? Is there a maximum income over which the Federal government would disqualify you for the subsidized loan?</p>
<p>There is a maximum income…but it isn’t as clear as just placing a figure in a post. There is a lot of other information that goes into determining whether a student qualifies for subsidized loans. The Cost of Attendance is just as key as the EFC. If one has a rather “low” EFC but also has a rather low Cost of Attendance, you could lose eligibility for subsidized loans. One would also look at the other types of aid being awarded, as things such as grants and scholarships can reduce ones eligibility for subsidized loans.</p>
<p>In my experience, I have seen students who had a 6000 EFC only qualify for unsubsidized loans and students with 12000 EFC’s who qualify for subsidized loans.</p>