<p>If you have an EFC of $0, your parents are not expected to contribute to tuition & room/board. The student is expected to come up with approx $4K for freshman year (savings, summer jobs, work study).</p>
<p>To add onto what Fresnomom said, if you get a scholarship, it goes directly towards covering the student contribution. So if your EFC is 0 and the student contribution is 4k and you get around 4k in scholarships, you’re looking at a free ride.</p>