Stuck

<p>I’m 21k short</p>

<p>???</p>

<p>$21k per year short? why are you just finding this out now? What are the details?</p>

<p>And…?
Where, what for, why?
Did you only realize this now?</p>

<p>Attend an affordable school</p>

<p>@loppol‌ </p>

<p>what happened?</p>

<p>Is there a school that you can commute to?</p>

<p>Loppol, what exactly do you want to know? If you have no way of getting the $21k you are short (I’m assuming this is the balance of your college bill…and you haven’t gotten any aid to find it ), you will have to come up quickly with a plan B.</p>

<p>The big question…it’s June. Why are you figuring this out now? Surely you knew about this shortfall when you accepted your offer of admission to what is seemingly an unaffordable school.</p>

<p>@thumper1 long story. most likely apply somewhere else next fall</p>

<p>@loppol‌ </p>

<p>so are you going to take a gap year? dont take any classes this next year.</p>

<p>what are your stats? what state are you in? we can help you with a new list. what is your major? how much will your family pay each year?</p>

<p>29 ACT 3.6 GPA AP 3,4,4,4 Biochem </p>

<p>Here is my suggestion. Take that gap year. Is there any chance you did better on the SAT? Or can you raise that ACT score?</p>

<p>Look above on the thread for automatic full tuition/full ride scholarships. See if you qualify for any of those.</p>

<p>Can your parents pay anything towards college costs? How much?</p>

<p>@thumper1 maybe only 5k</p>

<p>Am I correct in assuming that your EFC is a lot higher than $5000?</p>

<p>It’s very hard to give you somewhat complete answers when you aren’t giving enough information to do so. </p>

<p>When you were accepted, were ANY of the schools affordable ones given the financial aid you received, plus your family contribution?</p>

<p>Did your family finances change, or did you over estimate what your parents could contribute? Did you consider the finances when you made your application list?</p>

<p>Could you possibly attend a community college, and commute from home for two years, then complete your bachelors at a four year public with an articulation agreement with the CC?</p>

<p>@loppol‌ </p>

<p>what state are you in?</p>

<p>what schools were you accepted to?</p>

<p>take a gap year and apply to some schools that are on the automatic scholarship thread for full tuition.</p>

<p>dont take any classes this year.</p>

<p>Loppol. It would be helpful if you put all of the pertinent information in ONE thread, all at once. Instead you are doing this in dribs and drabs. And you started a second thread about your dad’s job.</p>

<p>For others. The OP says there is a chance his father will be laid off from his job. He had not been laid off yet, and wonders if he should quit before he gets fired.</p>

<p>Well…first…there is a difference between being laid off, and being fired. Laid off implies a reduction in force at the workplace, or a restructuring, and a job loss without any issues related. Being fired usually means the employee has had some issues in the work place. My opinion…your father should NOT quit any job at all, unless he already has another job offer.</p>

<p>But let’s talk about financial aid. You apparently GOT an aid package from your school (per that other thread). What is the total cost of attendance there, and what is the breakdown of your aid?</p>

<p>And again I ask…did you apply to and get accepted to ANY affordable options?</p>

<p><a href=“Parent Job Loss Effect on Financial Aid? - Financial Aid and Scholarships - College Confidential Forums”>Parent Job Loss Effect on Financial Aid? - Financial Aid and Scholarships - College Confidential Forums;

<p>Ok…didnt realize this was you. </p>

<p>sounds like your parents were going to pay some/all of this $21k, but now dad’s job is in jeopardy.</p>

<p>call the school and ask if you can delay enrollment for a year while all this shakes out. In the meantime, apply to other schools (dont take any classes this year) where you would get large merit.</p>

<p>during this year…get a job. Your family may need the help.</p>

<p>

See <a href=“https://www.youtube.com/watch?v=ANToviD7KLw”>https://www.youtube.com/watch?v=ANToviD7KLw&lt;/a&gt; “The Financial Aid Gap: What to Do When It’s Not Enough” by FAME Maine</p>

<p>Your should contact the financial aid office to see if they can offer some help. If not, you may ask for a deferral for a year. My brother went through that decades ago when my family had financial difficulty.</p>

<p>If you are set on that particular school the deferral might be a good idea, but what happesn to financial aid?</p>