<p>Like Charlie, my kids also had credit cards with low limits. I was amused when they would call home around the 1st of the month to tell me their card had been declined because they had reached their limit. They didn’t understand the concept that there is a lag between the end of the billing period and the actual payment of the bill. They just assumed that we stroked a check at the end of each cycle to reset the counter.</p>
<p>College is so much more than what they learn in the classroom!</p>