<p>Interesting related article today: [Young</a> Americans are ditching credit cards - Jun. 14, 2013](<a href=“Young Americans are ditching credit cards”>Young Americans are ditching credit cards)</p>
<p>I still believe using (and monitoring) a credit card “correctly” is actually a good thing and helps teach budgeting and money management. Unfortunately too many people equate “credit card” to “unregulated spending” which is very bad indeed.</p>