<p>Grp: look into PNC. If he gets paper checks he can deposit them straight from his phone. A few other banks have that too, I just hate the big banks. UVa probably direct deposits as well</p>
<p>A lot of people my age have very little saved and spend beyond their means. Suddenly, something happens (emergency, lose a job, whatever) and it snowballs from there. It’s a sad but harsh truth.</p>