<p>grp: that was a general observation of other folks my age. I have a very healthy nest egg that I’m planning on using for a down-payment here soon, but so many of my friends (and roommates) are living paycheck to paycheck it seems with very little, if anything, in savings. The same people see credit cards as evil (or they will become) because you can easily rack up some serious debt that’s difficult to get out of. I’ve managed my cards wisely and have gotten some great rewards back, including a nice credit score :)</p>