<p>Hey just one quick question. Is it bad that I have $3500 in subsidized loans and $8500 in unsubsized loans after 2 years in college? If it is what can I do about it?</p>
<p>That’s about $12,000 in loans. Assuming that you continue on the same track for the next two years, you’ll have about $24,000 in loans, which is not bad but manageable for a new college graduate.</p>
<p>Do not take out loans that will amount to a total when you graduate of more than your expected salary in your first year of a job out of school.</p>