<p>I’m assuming this breach affects all kinds of cardholders, not just the Target credit card?</p>
<p>^^^correct</p>
<p>I loved my Red Card. I don’t know about the rest of the country, but in Minnesota we can designate a school to receive a donation from Target based on a small percentage of our purchases. Local schools have been receiving tens of thousands of dollars for years as a benefit of this program…I trust that Target will take care of the problem, but I anticipate a huge and long lasting loss for many of the schools.</p>
<p>I think we will learn that this was in fact an internal job.</p>
<p>If you swiped a card though their machine, tag you’re it!</p>
<p>Oh dear… I swiped my debit card there yesterday, not knowing there was anything going on. </p>
<p>The time frame ended the 15th, right? So, should I be okay?</p>
<p>
</p>
<p>Boo, Hiss! :mad:</p>
<p>Another heads up:</p>
<p>Both DH and I got emails from “Amazon” regarding a pending order. My antennae perked up immediately when I put my cursor over “amazon” in the email que and it showed up as “amazoni.com”. Also, the email said my order had been “dispatched,” and that is never how Amazon phrases it. I checked my account and saw I had no pending orders, so I sent it to spam and of course did not hit the link. DH would have fallen for it if I hadn’t been in the room when he got his email.</p>
<p>I think at Christmas this has the potential to fool a lot of people since so many of them use Amazon at this time of year.</p>
<p>I like using cards at Target bc then you need not keep a receipt if you need to do returns.</p>
<p>Scary. I only use my RedCard at Target for the 5% so at least I only have to monitor that account.</p>
<p>My last Target credit card transaction was Nov. 27 for less than $20. So far, no unusual activity in my CC.</p>
<p>Nrsdbs, consider yourself lucky, your antivirus program probably cleaned up the nice gift enclosed with that “Amazon” email. 
Ours did.</p>
<p>Just talked with one of my daughters—her credit card got hacked. Had over $1000 in charges run up on her card yesterday before the issuing bank froze her account. She’s in the process of getting a new card, filing a fraud report and contacting the credit reporting agencies to place fraud alerts on her accounts. What a pain!</p>
<p>I didn’t wait to find out if my card number was used fraudulently. I knew I’d shopped at Target during the window when the data was stolen, so I called my bank this morning and canceled my debit card.</p>
<p>Canceled my Amex card Wednesday, Amex delivered a new one Thursday.</p>
<p>Furnace repair man was just here and he lives in a small town north of St. Paul… His bank’s local branch office alerted him that they were canceling everyone’s cards and new ones would not be mailed to them for 17 days. Sounds like a headache for last minute Christmas shoppers.</p>
<p>“Both DH and I got emails from “Amazon” regarding a pending order.”</p>
<p>I have gotten quite a few of these the last few weeks. All have gone straight to my spam box. I knew they weren’t legit because I haven’t ordered anything from Amazon in months. </p>
<p>Haven’t shopped in Target in months, either. </p>
<p>Several years ago H’s card # was swiped at Circuit City by the cashier at check-out. He had some kind of reader. We found out when a Tosiba vendor called questioning the shipping address since the billing address was different. It was a pain to cancel card and notify all the credit agencies, but we felt lucky the vendor suspected something. Turned out the Secret Service was watching the operation the whole time but never could pin point it exactly until H’s card got swiped, as his was card was new and that was the only place it had been used.</p>
<p>I suggest reading [this</a> post](<a href=“http://krebsonsecurity.com/2013/12/cards-stolen-in-target-breach-flood-underground-markets/]this”>Cards Stolen in Target Breach Flood Underground Markets – Krebs on Security) by Brian Krebs.</p>
<p>He describes the vast numbers of cards for sale and describes his experience showing one small issuing bank’s fraud team how to deal with this problem. He goes to one market and they buy some cards issued by that bank. This one small bank on this one market had about 100 cards listed for sale. They bought 20. One had been canceled by the user. The other 19 were all used at Target. Some had already been used fraudulently, some even after having been reported. (That’s scary, huh?) BTW, the cards are marketed with location ID’s so the buyer will use them in the same locale to avoid super easy fraud detection. </p>
<p>Only good news is they’re not worried much about online fraud because the security code information isn’t included.</p>
<p>Lergnom - that is a pretty scary article - thanks for linking it. It seems like credit card companies should do a data search for any customer that used their card at Target during that timeframe and put them on the priority list for new cards.</p>
<p>I got those Amazon order emails too. I just ignored them. </p>
<p>Thankfully, I hadn’t shopped at Target during the problem times. And I never, ever use the debit card because the thieves can drain your checking account in no time and it’s much harder to get it straightened out than with using the Amex. I found that Amex is very good at taking fraudulent or mistaken charges off the statement, no hassles.</p>
<p>Target will give 10% off this Saturday and Sunday plus credit card monitoring to lure the masses back into their stores.
Yes, we can be bought…
[Target</a> CEO promises free credit monitoring, 10% discount after breach - latimes.com](<a href=“Target CEO promises free credit monitoring, 10% discount after breach”>Target CEO promises free credit monitoring, 10% discount after breach)</p>