<p>Anyone else concerned about this? </p>
<p>We mostly use a Citibank MasterCard and they are great with fraud detection. I’m concerned about D1 who uses her debit card there all the time, including Black Friday when we were shopping together. </p>
<p>I’ve told her to contact her bank and get a new card. No clue if she’s done it, as she still has another final on Monday and isn’t home yet.</p>
<p>I’m concerned. I looked throught all my recent receipts, but couldn’t find the Target reciept. I’m hoping I paid cash, but can’t for the life of me, remember what I purchased.</p>
<p>My son had his wallet stolen Saturday night at Grand Central in NYC. That is our big headache right now!</p>
<p>Good article about the breach:</p>
<p>[Target</a> card breach: What to know « Bankrate, Inc.](<a href=“http://www.bankrate.com/financing/credit-cards/target-card-breach-what-to-know/?ic_id=News1]Target”>http://www.bankrate.com/financing/credit-cards/target-card-breach-what-to-know/?ic_id=News1)</p>
<p>Sounds like the big banks are already monitoring.</p>
<p>I, too, worry about D’s debit transactions there. I alerted her this morning to check her account but have not heard back.</p>
<p>I love Target. 
</p>
<p>I just went there the other day…</p>
<p>I love Target, too. This is bad.</p>
<p>I haven’t been there in ages, but I did finally end up there recently, during this window. :mad:</p>
<p>Reuters article suggested that if you used a debit card that you not wait for fraud to appear since it is much more time-consuming to get debit card charges reversed and the money back into your account – just ask for a new card right away.</p>
<p>The bank where we have our debit card has already send out emails advising customers to double check activity but - to our surprise -none of us have been to Target recently.</p>
<p>QLM</p>
<p>Am I correct that, if my elderly parents didn’t use their card, their info is not at risk? (I’ve already had to replace my VISA card this season due to fraud.)</p>
<p>Bah. I rarely shop at Target, but alas- I did in that time frame. Twice! </p>
<p>Luckily I only use one CC so it’ll be easy to keep track of.</p>
<p>I’m probably too lacksidasical to be very worried. I get daily updates from my accounts…so…eh.</p>
<p>I assume that Target’s own credit cards were compromised too? I wonder when they will figure out how this was accomplished.</p>
<p>Target cards don’t have a cash advance feature so the only liability is the minimal credit card fraud limit and then Target eats it.</p>
<p>One thing i would like to point out is that just because you do not shop at Target doesnt mean that your information is SAFE. Credit card information is always theoretically vulnerable in databases; there is no such thing as 100% perfect security. Target happens to be the company that was victimized this time but there are probably other stores whose own security scares haven’t hit the news yet. </p>
<p>Best security is to check your back/CC statements periodically for weird or inexplicable charges. Don’t just assume that Target is the only company that has had information stolen recently or that you are safe just because the places you shop at haven’t been on the news. After all, it can often take days or weeks to steal info and sometimes thieves don’t make major hacks like this that attract media attention – I have heard of cases where a single server in a restaurant copies creidt card info from patrons paying their bill. THAT WON’T make the news but it can happen!!</p>
<p>I’m not saying be PARANOID - most of the time you are perfectly safe, but just pay attention to your statements and don’t just hope no one is siphoning off cash!</p>
<p>Replacement Amex card on the way!</p>
<p>I called USAA earlier this evening to cancel my debit card. I’ve never been put on hold for a representative when calling them, but today I held for nearly 10 minutes. The rep told me that they’ve been swamped all day with the Target thing. Everybody is calling for replacement cards.</p>
<p>I shop at Target often. Usually for purchases under $30 (most of my shopping) I use a debit card rather than my Visa. Never again. In fact I may never use the debit card again. I’d rather be hit on my Visa than my checking/savings account! (Well I’d rather not get hit at all, really!)</p>
<p>Capitol One called us a couple of weeks ago to ask if we really purchased something in another city- we hadn’t. They had suspected fraud (although they were vague at the time- they had “reasons” to check on the card use attempt) and didn’t charge our card, sent new ones already. Now I’ll bet it had to do with Target. This and other dealings with this credit card company have been good.</p>
<p>Years ago there was an Oakland airport car rental company employee scam- we had a strange flight booked with our card more than a month after our trip. We caught it and had the charge removed, credit card company investigated and found the ring- desk employees take your card for possible additional cards and they were taking numbers. The dumb thief booked a flight in her own name- she would have had to show ID at the airport so it was a stupid way to try to use a stolen card number. Made it easy to track, though.</p>
<p>Target is still a nicer store than Walmart in my book. I hope they don’t lose business due to this. Target will be a safer place to shop now than many other places.</p>
<p>A credit card is great- as long as you pay every month. We get points and H keeps tabs on them and pays online often. He has told me when I arrive home- oh, you bought something at X.</p>
<p>I refuse to get too paranoid about data safety, I’m not going back to my checkbook.</p>
<p>It happened in the past (TJMaxx), so it is always prudent to be vigilant.</p>
<p>I know it was probably done to protect me, but I am now really, really mad at my cc for cancelling my Saks order because the cc thought it was fraud, and now I can’t use my discount codes!!</p>
<p>We have two separate cards- and refuse to take advantage of the many offers we keep getting for others. Having both a Visa and a MasterCard could be helpful when one has a problem. The credit card order was questioned, not just cancelled without our permission. Also- this was an in store card swipe problem, no compromise of online Target orders. I was relieved to find a return done on a purchase with that card number went through to our account. We have had a couple of purchases questioned at the Best Buy register in the past because of very recent purchases, they did go through after a phone conversation. Was happy the card company was on alert, worth the minor inconvenience at the time.</p>