@al2simon, you are correct again. As long as we can’t claim her, she gets an exemption, so the gift before the end of the year is unnecessary, and of course the advice to first win then defer fellowships is a good one too. Thanks again.
@al2simon, you are correct again. As long as we can’t claim her, she gets an exemption, so the gift before the end of the year is unnecessary, and of course the advice to first win then defer fellowships is a good one too. Thanks again.