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<p>Thank you</p>
<p>For graduate school, financial aid is going to come from the university, either as a fellowship or as an assistantship.</p>
<p>Fellowships are essentially graduate versions of scholarships - “free money.”</p>
<p>Assistantships provide tuition waivers and/or stipends based on work performed for the university - generally, either research or teaching.</p>
<p>If your university hasn’t awarded you either, then you are pretty much out of luck as far as non-loan aid goes - unless your employer has a tuition reimbursement program.</p>