<p>Cpt, people with income at Andrews levels can generally not have debt forgiving in bankruptcy, instead the court will just work out a payment plan. And from the article it would appear his only significant asset is funds in a qualified retirement plan, which can not be touched in bankruptcy or otherwise (this is what OJ Simpson was living on). While his wife was living with him she incurred expenses for the benefit of both of them (like cable, per the second BK filing, or his clothes, per the article), which WERE forgiven in her second bankruptcy filing. SHE could file BK because her income was less.</p>