Good point, PurpleTitan. We are hopefully NOT going to lose our jobs, thought! So far it looks like will keep our current jobs and I sure hope so as I love my job. If one of us did, we would still be OK. I did the SAHM thing for some time when our son was little and we managed. We can pay for all 4 years already with college savings and our mortgage is paid off. A relative is giving our son almost half of the price of the more expensive school, each year. I think we are going to be OK to have him go there.