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<p>UCs and most CSUs only admit junior level transfers (i.e. after completion of two years).</p>
<p>Be wary if you need more than the federal direct loan amount ($27,000 over four years) for undergraduate. Note that out-of-state public schools generally come up short on financial aid. UCs are about $50,000 to $55,000 per year out-of-state; the minimum out-of-state net price after financial aid is about $32,000 per year. California community colleges will cost about $7,000 to $8,000 per year in out-of-state tuition and books; add about $7,000 per year for room and board if you live in some place cheap like the BSC co-ops (but most other possible living arrangements will cost more than that), and some extra for personal, transportation, and misc. expenses.</p>