I cannot suggest specific schools. However, I can give an opinion on your question of “is it too late for music school”.
No, it is definitely not too late. I know a few people who have decided to major in music way later than their junior year of high school. They were able to pull it off with a significantly later start than where you are now.
As examples, I know someone who only started playing piano in high school. He worked very hard through high school to get some basic skills in piano, went to a very mediocre university for one year, did VERY well, transferred to McGill (which is very strong for music), and was one of the very top students in the program. He ended up being a tenured professor of music. I know someone else who got a bachelor’s degree in computer science, worked in high tech, co-founded a high tech company, sold it for a LOT of money, and who is now back at a very well known very good college of music getting his bachelor’s degree in music. The first person (the professor of music) has had students who were already in university, were lousy at performance, had mediocre grades, but who found a niche in the music industry where they could be very successful. One for example is currently fixing musical instruments for a living. I have heard of some recording engineers who similarly got a late start.
It is definitely not too late. Not even close.
If you are likely to major in music, I would try to avoid taking on debt for your bachelor’s degree if this is possible (I would say the same thing for quite a few other potential majors).