trading up schools: how good is good enough?

@whatisbusiness and @eyo777 , thank you so much! To address what you said:
Whatisbusiness, you’re right. Although this is all dependent on my GPA next year, I’d like to know about something thats less concrete and varies person to person; namely, the academic strength of certain schools relative to geneseo and what sort of school would make transferring a significant trade up
eyo777, you seem to have been in a similar situation to mine and your story was very helpful. On transferring after freshman/sophomore year, I’ll decide when I get there. The reason I don’t think Richmond or Davidson would make sense is because they aren’t that much better than Geneseo. I should clarify my main question based on this.
Given the difficulties and ordeals of transferring (leaving your friends behind, readjusting…) which schools would be good enough to make up for it?
Right now I’m using the 75th percentile SAT scores at 750 in all three sections as a linchpin. If anyone disagrees with that, correct me. That’s really what I’m looking for.