Travel insurance/adventure travel

<p>Usually I have used Travel Guard for travel insurance. Now I am looking for insurance for travel that involves adventure and the potential for more injuries and expenses.</p>

<p>Travel Guard seems adequate, but I am wondering if someone has used another insurer that
is specific to adventure travel. Thanks!</p>

<p>Have no experience but will be following this thread for D.</p>

<p>My kid is taking a bike tour through the Alps that he paid for and arranged on his own.</p>

<p>mine took almost 5 months to volunteer in India after high school- although she wasn’t ill ( much)
however, she is currently doing a environmental study abroad in Costa Rica and has ear infection, scratched cornea & a tick bite. ( but they have free health care)
We bought extra ins, through the international programs for her school.</p>

<p>The Diver’s Alert Network insurance [DAN</a> Divers Alert Network : Trip Insurance](<a href=“http://www.diversalertnetwork.org/trip/index.asp]DAN”>http://www.diversalertnetwork.org/trip/index.asp) combined with their membership benefits makes a very nice package of insurance for any trip that involves remote water adventure; they have a worldwide network for dealing with diving and other water injuries.</p>

<p>EK, if you check out Alumother’s blog, she has an interesting account of her trip to India when she was 25 with photos. I think she was partially in an area similar to Mini.</p>

<p>Thanks dmd77. It looks like DAN is actually insured through Travel Guard, so they might be the best out there. I also have a diver in my family.</p>

<p>What I have found with Travel Guard while investigating for this trip is that they have a lot more options, and navigating through their current website is time consuming and I have yet to figure out what insuring this trip will cost.</p>

<p>I don’t have any experience with this but you might want to check it out:
[Travel</a> Insurance - InsureMyTrip.com](<a href=“http://www.insuremytrip.com/]Travel”>http://www.insuremytrip.com/)</p>

<p>twomules, what is interesting is their many affiliates listed on their website, one being Travel Guard and a zillion others. Subsidiary heaven. Thanks!</p>

<p><a href=“http://talk.collegeconfidential.com/parent-cafe/1089869-travel-insurance-questions.html?[/url]”>http://talk.collegeconfidential.com/parent-cafe/1089869-travel-insurance-questions.html?&lt;/a&gt;&lt;/p&gt;

<p>there used to be links to similar threads at the bottom of the posts-- but I dont seem to see them anymore :(</p>

<p>We’ve used SOS, but I don’t know if they have ‘adventure’ travel insurance.</p>

<p>Thanks jym and KC - with all those choices, something should be adequate. </p>

<p>I just got a translation of the itinerary from German to English, and there are a lot of steep, one track gravel climbs hanging off the edge of mountains at great altitudes,etc. </p>

<p>To be young again!</p>

<p>We had S1 join the American Alpine Club (AAC) for [high</a> altitude rescue insurance](<a href=“http://americanalpineclub.org/p/global_rescue]high”>http://americanalpineclub.org/p/global_rescue) when he was backpacking the John Muir Trail through the high Sierras. He never needed it. However, while backpacking, his group met up with a hiker who had to be airlifted when he slipped in some loose gravel on a mountain summit, broke his ankle, and was unable to hike out. It was not a life threatening injury, but a helicopter airlift was necessary, & an airlift can be very expensive.</p>

<p>Junior membership (28 yrs & younger) in the American Alpine Club costs $40/yr. AAC benefits include [travel</a> interruption, high altitude rescue, & medical evacuation](<a href=“http://americanalpineclub.org/p/insurance]travel”>http://americanalpineclub.org/p/insurance) among other things.</p>

<p>12rmh18, </p>

<p>The AAC insurance seems to be for in the US and the website says does not cover all states.</p>

<p>This is a good resource for the future since son does climb mountains and rocks, esp. because many places are threatening to make those rescued pay for the rescue operations. Thank you.</p>

<p>

My understanding is that through AAC’s partnership with [Global</a> Rescue](<a href=“http://www.globalrescue.com/affinity/AAC/AAC.html]Global”>http://www.globalrescue.com/affinity/AAC/AAC.html), there is a base of $5K provided for international coverage (you can upgrade & purchase additional coverage thru Global Rescue), no altitude restrictions, and it covers repatriation as well as rescue/medical evacuation. Look under the [Global</a> Rescue FAQs](<a href=“http://www.globalrescue.com/affinity/aac/faq.cfm#doihaveto]Global”>http://www.globalrescue.com/affinity/aac/faq.cfm#doihaveto). </p>

<p>ETA:

There probably will not be a language issue in Switzerland/Germany/Austria. </p>

<p>It sounds like a fun bike trip!</p>

<p>I was just looking at travel insurance with medical evacuation websites and found a review site called evacaroo . com which has a really useful tool for comparing benefits. For our purposes, I was researching ISOS (International SOS), which excludes adventure travel.</p>