<p>Does anyone have experience with travel insurance that includes a substantial benefit for emergency extraction and repatriation. This would be for travel in Central America.</p>
<p>I would think many of us on CC have experience with travel insurance. It is common to have travel insurance apply to emergency repatriation. What exactly is your question?</p>
<p>I will add to aliceinw’s question. I’m trying to find a good company to cover medical emergency evacuation for my dd who will be in China for a year. Any suggestions?</p>
<p>I’m looking for recommendations for reliable providers of this type of insurance, especially if you have had a good experience with one of them (thought hopefully not because someone actually required emergency repatriation!).</p>
<p>Some info here:</p>
<p>[Medical</a> Insurance](<a href=“404 - Page Not Found”>404 - Page Not Found)</p>
<p>[Tips</a> for Traveling Abroad](<a href=“404 - Page Not Found”>404 - Page Not Found)</p>
<p>Check out [InsureMyTrip:</a> Travel Insurance - Compare & Review](<a href=“http://www.insuremytrip.com%5DInsureMyTrip:”>http://www.insuremytrip.com) They sell many different companies and levels of policies. If you need assistance, their customer service reps are pretty knowledgeable. I have not had a repatriation claim, but did have a claim due to medical quarantine. The customer service rep at insuremytrip helped me make arrangements, and my claim was paid by the insurance company within a few weeks.</p>
<p>Couple of things to look at when reviewing the various plans:
- don’t buy travel insurance through the travel agent you bought your trip from. Most policies exclude coverage if the agent goes bankrupt. If you bought the insurance directly from the insurer, you may get coverage if your travel agent goes bankrupt and doesn’t pay for your trip.
- check for medical and political evacuation
- if you buy trip interruption / cancellation, look to see if it applies just to cancellation by you, or if it applies to cancellation by you because of cancellation of a family member and/or traveling companions. For instance, when my brother became sick this year, I bought travel insurance -and my travel companions all bought insurance which would have reimbursed them if They cancelled because I had cancelled.
- if the insurance policy covers political evacuations, see if there are exclusions for specific countries
- check to see if the reasons for trip cancellation are what you need. Almost every policy covers cancellation for medical emergencies, but not all cover cancellation due to work emergency.
- if you can’t get coverage for political disruptions, there are other kinds of insurance you can buy for that. If the traveler is a student traveling during study abroad, you’ll probably find the school buys coverage of some kind you may want to explore.</p>
<p>I regularly buy a policy from Travelex that includes medical evac. On a trip a few years ago my D became ill and we took her to a doctor who thought she might have appendicitis. He referred her to a surgeon for a consult. It was determined that she did NOT have appendicitis, nonetheless, Travelex covered it all and I didn’t even have to pay out of pocket and be reimbursed. I called Travelex at the first sign of trouble and the nurse assigned to my case stayed in touch throughout the day and followed up a day and again a week later. The doctors billed Travelex directly. I had to fill out a pretty simple form after I got home, that was it.</p>
<p>I have continued to buy from them because of that experience but have not thankfully had to use them again.</p>
<p>We bought but did not need to use travel medical insurance for a trip to Costa Rica a couple of years ago. I have never purchased the type of insurance that covers the cost of canceling a trip, but I was worried that one of use would sustain an injury while white water rafting, zip lining, etc, so I wanted evacuation insurance.</p>
<p>We purchased medical coverage via our insurance agent who placed us with International Medical Group. I didn’t conduct much research, but knew I wanted some coverage in case of accidental injury from sports activities. I believe I purchased a half million policy with $500 deductible and added the sports rider, since that sort of injury was what I feared most. I can’t recall the exact premium but I believe it was under $100 for my family of four for the nine day trip. I really placed my trust in our agent who provides our homeowners’ policy. Needless to say, no one was injured and the policy was not needed.</p>
<p>There’s also [Trip</a> Insurance Store](<a href=“Get the Best Trip Insurance Details, Advice”>Get the Best Trip Insurance Details, Advice), which has gotten good comments on the “other” CC (Cruise Critic). Their agents will speak with you about your needs & concerns.</p>
<p>Some people also buy a policy from [MedJet</a> Assist](<a href=“http://medjetassist.com/]MedJet”>http://medjetassist.com/) to supplement a travel insurance policy. Several popular travel insurance policies will ensure that you get to any hospital, not necessarily the hospital of your choice. MedJet Assist will transport you from a hospital to the one you want to go to.</p>
<p>CSA insurance has good reviews on this site.
[Travel</a> Insurance Review 2014- TopTenREVIEWS](<a href=“http://travel-insurance-review.toptenreviews.com%5DTravel”>http://travel-insurance-review.toptenreviews.com)
[url=<a href=“http://www.travelinsurancereview.net%5DTravelInsuranceReview.net%5B/url”>http://www.travelinsurancereview.net]TravelInsuranceReview.net[/url</a>]</p>
<p>We are looking at this too for our honeymoon in St. Lucia. I am primarily concerned about injuries or serious illnesses occuring while we are there, I don’t plan to do anything too risky but we are considering horseback riding and all it would take is to slip by the pool or trip down the stairs. My fiance’s employer-provided health insurance has a rider to cover medical expenses while overseas, but trying to get a copy of the documentation so I can see what the coverage actually is is like pulling teeth. Sandals pushes tripmate but they had awful reviews so we didn’t go that route.</p>
<p>Those of you who have purchased, I am interested in what you think is a good price for this kind of policy. I just quoted travelex and got around $400 for the two of us for their “select” policy, but I don’t have any idea if I did it right or if that’s really the one I would want… this crap is confusing. Between my regular health insurance and my insurance through delta there are some coverages I probably don’t need.</p>
<p>We’ve used GeoBlue because their policies mesh well with people who already have BCBS insurance plans. It’s worth seeing what your current medical insurance will cover outside the country before buying travel medical insurance.</p>
<p>When D was on a study abroad trip to Costa Rica, the only way to contact her was by satellite phone ( she was in the jungle). Her prof did call me when she became ill and said that if she became worse they could arrange for a flight out ( no roads), but luckily that wasn’t needed.
She did see a doctor when they emerged to be checked out.
Universal health care, we didn’t even get a bill.
:)</p>
<p>I have used travel insurance but don’t have the name at my finger tips. It was expensive ~$1500 but was worth it as there was a death in my family after paying a $10000 deposit on a trip which I got back.</p>
<p>NJSue, BCBS is what we have and geoblue looks to be a lot more affordable (again, if I am doing this right, the big IF). I am glad you said something, we will look into this further.</p>
<p>My fiance needs to call BCBS and get the information HR won’t give him, too, about what exactly it is that they are covering anyway. All HR will say is, “you’re covered, don’t worry about it.” I know better than that.</p>