Bruh there’s no way the government takes 32k in taxes. If that’s really the case I’m moving to Texas. U did put it into perspective tho so thanks for that. I did some maths, and it looks like the debt minus the room and board costs that my parents are willing to cover will be around 92k give or take 5-6k cuz these are just estimates. For a ten-year monthly repayment plan that would be around 1k a month, or 12-13k a year. Like u said, it could work, but I would have to be conservative with my money, and the idea of living conservative for 10 years after I graduate isn’t exactly the most enticing thing for me either. This whole decision wasn’t predicated on whether I could pay it back anyway it was on whether UIUC is worth double Stony. Right now, I am still on the fence because that answer is still a maybe.