UMass just announced that for community college transfers to Amherst, Boston, Dartmouth, or Lowell campuses, who are in the top 10th% of their community college class, they will give a minimum of 5k/yr on top of federal and/or private aid. When you consider that for the poorest students, who are trying to get a degree with only a Pell grant and the 27K federal loan, this adds another 10K at least to the pot, could bridge the gap for those who cannot swing the money for the last two years at the 4 yr campuses.