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<p>Indeed. And I feel that, as a parent, it is my responsibility to clearly point out reckless behavior, and not encourage it. Of course, if you have the resources to pay sticker, and not take it out of your retirement, that is your financial choice. </p>
<p>And, wrt your personal situation, yes, I would pay definitely consider paying sticker for HYS. As I posted on your thread, there are doors open to only HYS grads. But the OP is posting about Cal, for which he could earn big money.</p>