It would be about 30-40k in loans if I did the MPA because it is only an additional year. But it could be decreased if I worked a full-time job in the summer and/or part-time during school, which could be more doable at UNC given that I am not required to double major. Unfortunately, if I want to major in Environmental Studies, I would have to double major at UW-Madison, as that is how the program works. But I have emailed a UW advisor about doing so, but given the requirements and the lack of overlap they allow, it would be difficult.