<p>if I got into a college without financial aid and I work hard during first year, can I apply scholarship for second year? or that ll be harder than first year?</p>
<p>Cannot be answered without checking each particular college. Whether a college provides merit aid after first year depends on college (some do, some don’t), often depends on major within college (some departments within colleges give merit aid, some don’t even at colleges that may have merit aid), and depends on how well you actually do (some who give it may do so only for the superstars, others may provide it for many others).</p>
<p>ok, there are few sample schools: Wharton, Stern, Ross</p>
<p>Check the individual colleges’ web sites in the financial aid section. Some of the colleges that you list like Wharton don’t even give merit aid. All of Wharton’s aid is need based.</p>
<p>There are a number of things that come into play with your question which is why it is important to check the financial aid policieis at each school.</p>
<p>First, are you an international student? Keep in mind that the schools on your list are not need blind to international students (so your ability to pay will be a determining factor in your admissions) and they only have limited aid for international students.</p>
<p>You are talking about an Ivy, which only gives need based FA, no merit money. </p>
<p>A private school, even though they do give merit money, it will nor be nearly enough to cover the almost 50K/year cost of attendance (keep in mind NYU, has some of the worst FA out there).</p>
<p>Ross, is a public school as part of UMich. Although you could get some merit money , again, it may not be enough to cover the almost 40K cost of attendance as an out of state student, which means you would be taking on a lot of debt to attend (as you would at NYU).</p>