What are my chances as a Transfer Student

Canadian universities are very explicit with their requirements for admission. If they say a certain GPA is required, they mean it. If you google “University Name” + transfer admissions, you should be able to find the information you’re seeking. Here’s SFU’s page: https://www.sfu.ca/students/admission/admission-requirements/fall-2019/usa-transfer/college-university-transfer.html As long as you have the number of credits required for transfer, your 3.5 GPA should be fine for all programs at SFU.