<p>When a school offers you grants and even loans that don’t cover full tuition what other options do you have? </p>
<p>When a school offers you a limited amount of “student” loans is it possible to take out more student loans if you simply can’t currently pay the full tuition?</p>
<p>Think about the level of debt you would be taking on for 4 years. Find a less expensive school.</p>
<p>First of all, schools aren’t obligated to meet all of your financial need unless it it their policy. You can take out private student loans but as Iron Maiden said, you need to think about how much debt you are willing to assume.</p>
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You go somewhere else.</p>
<p>^^ what Chedva said.</p>
<p>yeah. somewhere else. like? no college at all?</p>
<p>none of my FA packages even begin to cover the cost. easier said than done.</p>
<p>The maximum Stafford loan for a freshman is $5500. All students who are eligible to complete, and actually complete, FAFSA are eligible for that. Your parents can also apply for PLUS parent loans to help pay their part of the EFC. If they are turned down for the PLUS for some reason then you are eligible for an additional $4000 Stafford. </p>
<p>If the cost of your school requires loans higher than this then you are looking at very high debt.</p>
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<p>Well…you find a school where you can pay the bills. Otherwise you won’t be allowed to register for classes anyway. If the financial aid does not make the school affordable for you and your family, you need to look elsewhere. Someone HAS TO PAY THE BILL.</p>
<p>You needed to look at cost 6 months ago, not March 29. There are several FA calcs out there and the aid stats of the school are there too. </p>
<p>Take a year off to earn $ or go to CC for a year.</p>
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Well, yes. Not what you wanted to hear, but there’s no one out there who’s going to appear miraculously out of the mist to give you enough money to afford college.</p>
<p>Take a year off, and apply to financial safeties (schools you can afford with little or no aid) as well as academic safeties. Generally, that includes your state’s public colleges or universities. Or go to a Community College for a couple of years and transfer into a more expensive college as a junior, using the money you’ve saved during your first two years.</p>
<p>Harsh, but you can’t go if you can’t afford it.</p>
<p>I’m in the same situation. It really, really sucks. There doesn’t seem to be a lot of options, does there?</p>
<p>It may be disappointing, but it’s not the end of the world (it only feels that way). CC’s are a great option - make sure to meet with an academic adviser to map out the best schedule of classes so that you can transfer to a good 4 year school down the road. Get a job - save your money - get to know your profs (they will provide great assistance, advice, and recommendations) - get involved in the school and/or your community - and you WILL find a light at the end of the tunnel.</p>
<p>“state’s public colleges or universities”</p>
<p>jgiegndka</p>
<p>thats the thing. It IS a state public uni -_-</p>
<p>I didnt work my butt off in HS just to go to CC! :(</p>
<p>Did you receive any merit scholarships?</p>
<p>There is no “money fairy” that is going to pay for college. Everyone has outlined your options. If you think the CC is beneath you then your only option is taking a year or so off to work.</p>
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<p>Parent PLUS loans (or addt’l Stafford if they don’t qualify for a loan), tuition payment plans, private loans, home equity loans, savings, etc.</p>
<p>How far off are you and how much have your parents agreed to help? What was your EFC?</p>